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Thailand: Bangkok unrest 2014 - Re-examination of SAR policy wordings may be necessary

Source: Asia Insurance Review | Mar 2014

The Standard All-Risks policy as approved by the Thai Office of Insurance Commissioner (OIC) may provide cover for loss and damage to property, however, the cover may not be effected if the damages fall within specified exclusions, which can include damage caused by acts of "terrorism" or "civil commotion assuming the proportions of or amounting to an uprising" and where usually the policy does not define these perils, said law firm, RPC, in a note released recently with regard to the ongoing unrest in Bangkok.

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