Ms Rosaline Koo is no stranger to innovation. Frustrated by the lack of technology to address client concerns over escalating costs due to worsening employee health, Ms Koo invested all her family's savings of $5m and borrowed another $5m to build her health technology start-up, CXA Group. The benefits and wellness platform, founded in 2013, is currently valued at $100m and recently raised $33m to expand across Asia.