ZhongAn Online P&C Insurance has announced a new one-stop online employee health management platform for its corporate customers, covering services from smart insurance, policy management, quick claims settlement, health intervention and risk control.
The system provides group insurance packages to small and micro enterprises, most of which suffer from disadvantates such as a weak bargaining position, weak programme targeting, cumbersome processes, and poor service and experience. ZhongAn covers firms with a minimum of three employees each.
In lodging claims, employees only need to take photos and upload medical records and invoices. The system caters to claims of less than CNY5,000 ($720).
The system also produces data analysis reports to facilitate flexible decision-making for employees' health intervention, risk prevention and other management programmes.