Abu Dhabi National Takaful Co (ADNTC), the leading takaful operator in the region and one of the most progressive insurance companies in UAE, has posted a 33% surge in combined net profit (for policyholders and shareholders before Qard Hasan provision) to AED86m ($23.4m) for the year ended 31 December 2018. The figure represents the company's strongest annual financial results to date.