Pradhan Mantri Fasal Beema Yojana (PMFBY) CEO and joint secretary (Credit), ministry of agriculture and farmers' welfare, government of India Dr Ashish Kumar Bhutani has said, "Despite spending a huge sum of INR300bn ($4.3bn) on the agriculture insurance scheme, it attracts negative publicity because of the large number of complaints from farmers about non-payment of claims due to the use of primitive technology."