Lloyd's, the world's leading marketplace for commercial, corporate and specialty risk solutions, yesterday announced a strong return to profitability in its 2021 full-year financial results, with an overall profit of GBP2.3bn [$3.0bn] (2020: GBP0.9bn loss) and a combined ratio of 93.5% (2020: 110.3%) - the best quality result reported for six years.