The Office of the Insurance Commission (OIC), Thailand's insurance regulator, held a joint meeting with the Big Data Institute (BDI), a public organisation, and insurance representatives to discuss ways to link health data via the Health Link platform to enhance underwriting and claim consideration.
Representatives from the insurance segment included OIC deputy secretary-general for insurance business supervision Aphakorn Panlert, Thai Insurance Business Council president Sara Lamsam and delegates from the Thai General Insurance Association.
The regulator is also preparing to hold additional discussions on data access rights and data storage, in order to comply with legal requirements.
The objective of this meeting was to discuss guidelines for setting appropriate health data linkage standards so that the information can be used to develop insurance products, assess risks and provide services that effectively meet the needs of insured persons.
The Health Link platform is a health information exchange system that features safe and transparent access to health data, and consent-based access.
During the meeting, it was agreed that the platform would be very useful for use within the insurance industry, as insurers can use the data in processes such as underwriting, claim management, product development and customer service.