News Regulations23 Oct 2025

Hong Kong:Regulator introduces new framework to classify insurers

| 23 Oct 2025

Hong Kong's insurance regulator, the Insurance Authority (IA), has introduced a new framework for the classification of Domestic Systemically Important Insurers (D-SIIs).

From a macroprudential perspective, D-SIIs are entities whose failure will cause significant disruption to the local financial system in Hong Kong and therefore be subject to strengthened supervisory requirements.

Accordingly, the IA will recommend to the Financial Secretary that all D-SIIs should be scoped in under the Financial Institutions (Resolution) Ordinance (Cap. 628) to provide a wider suite of tools for resolvability assessments and resolution planning.

AIA Group and Prudential Corporation Asia have been classified as D-SIIs, both of which are Internationally Active Insurance Groups adhering to robust standards under the group-wide supervision framework of the IA.

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