Brunei will introduce the Motor Claims Guidelines (MCG) starting on 31 July to expedite the process of handling motor accident cases and settlement of insurance claims. The MCG sets out a clear procedure to the public on what should be done in a motor accident including immediate reporting.
“This will be implemented in stages and in the early phase, it will cover only minor accidents that do not involve any injuries, deaths and damage to government properties,” said the Deputy Director of Land Transport, Pengiran Mohammad Amirrizal bin Pengiran Haji Mahmud, referring to the MCG.
He says the initiative is a joint effort of the Land Transport Department of the Ministry of Communications, the Royal Brunei Police Force and the Brunei Insurance Takaful Association, reported the Borneo Bulletin. MCG is based on international best practices, in particular those in Malaysia and Singapore, and tailored to the needs of the Sultanate, he adds.
Exclusions from MCG at this early phase are: any public vehicle that is licensed for the carriage of passengers for hire or reward; accidents happening outside Brunei Darussalam like in Labuan, Sabah and Sarawak; accidents involving foreign-registered vehicle; and hit-and-run cases, he explains.
“Those involved should contact their respective insurance agent or motor vehicle takaful for further advice and exchange particulars such as name, identity card number, address, mobile phone number of driver and car owner, vehicle registration number, type of vehicle and information on insurance or motor vehicle takaful,” the official said.
Other steps include taking pictures of cars involved in an accident and the surroundings, and sending the cars involved to the Accident Reporting Centre designated by the respective insurance and takaful companies.
Before the full implementation of MCG, agencies involved will hold information dissemination programmes nationwide to create awareness and understanding among the public on its implementation.
Pengiran Mohammad Amirrizal hopes that the implementation of MCG will reduce traffic congestion caused by accidents, and thereby reduce productivity loss.