The Traffic Bureau of the Public Security Ministry has issued an order to traffic departments across the country to refrain from fining drivers who buy compulsory motor insurance policies online from insurers in Beijing.
The move followed reports that such drivers have been fined when they travel in their cars outside the Chinese capital, because they were unable to produce official decals of their insurance policies. However, the reported number of those affected has been small, standing at 34 in the eight months to August, reported Legal Daily.
More than 40 insurers operating in Beijing have been issuing compulsory motor insurance policies in digital form, in a pilot programme which started on 28 December 2016. Prior approval of the Traffic Bureau had been obtained before the pilot scheme started. The goal is to convert all sales of motor policies into digital form.
However, the traffic authorities of several provinces do not accept printed copies of the digital insurance policies, said the director of the property insurance department of the Beijing insurance regulatory bureau Cui Zhenhai. He said that there is a need to publicise digital insurance policies outside Beijing. The non-digital version requires drivers to stick motor insurance decals on their windscreens.
Addressing the issue, the Traffic Bureau, in a directive, says that when a driver produces a printed copy of his Beijing-issued motor policy, traffic police should not fine the drivers nor confiscate their vehicles, if a check confirms that the insurance policy is an authentic one. The directive also said that this should also be disseminated to the police force.
At the same time, the Beijing insurance regulatory bureau has also taken several measures to alleviate the situation. These include setting up a unified mechanism to handle inquiries about the digital policies that are received from outside Beijing. The insurance regulatory bureaux in other provinces have increased publicity about the digital policies.