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Feb 2020

Country Profile


Non-life market on brink of consolidation

Discussions are underway to form a catastrophe insurance pool in the Philippines, while the latest increase in minimum capital requirement is likely to trigger the next wave of market consolidation for the Philippines’ non-life sector. 

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Focus on traditional reinsurance

The Philippines national reinsurer, Nat Re, faces the same challenges as it peers – low interest rates, increasing regulation and Nat CAT – but still manages to come out smiling.

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Charting new frontiers

The Insurance Commission has been, for a long time, an important player in every Filipino’s pursuit of financial security. It shall remain an integral part of the equation for the coming years. 

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Growth expected, but challenges await

Philippine Life Insurance Association (PLIA) president Benedict Sison talks about some of the trends and regulatory changes facing the country’s life insurance industry.

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Regulator's wish list

The insurance landscape in the Philippines is an interesting one with 86 players in the primary market serving a population of 105m – suggesting that some consolidation might be in order. The regulator has big plans for the future.

A digital-first approach

The InsurTech scene in the Philippines is slowly making progress, mainly through the in-house efforts of incumbent insurers and various partnerships with start-ups. We take a look at some of the innovations that have been introduced to the market in the past year.

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