Read the latest edition of AIR and MEIR as an Interactive e-book

Aug 2021

Market Profile


Market, technology and customers

In a time of great change for the non-life sector in China, Ping An’s Mr Guo Xiaotao shared some insights about developing new strategies for the future and using technology even more.

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Life insurance market is broken

There are now five life insurers in China with assets tipping the scale at CNY1tn ($154.7bn). It seems that only by reaching such business scale can a life insurer play to win.

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Growing the second-largest insurance market in the world

China’s reinsurance industry is showing a good rate of growth, having recovered from the events of 2020 and encouraged by moves by CBIRC. There is still a lot to be done.

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Foreign-owned insurers grow faster than domestic players

With previous regulatory changes yielding desired results, China’s insurance regulator is now looking to make insurance more accessible.

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Chinese InsurTech can be chaotic and disorganised

InsurTechs in China are changing the way insurers work and offer products with the pandemic accelerating the adoption of machine learning and automation.

Health insurance challenges and solutions

China is making rapid strides to make quality healthcare accessible to all its citizens. Universal affordable healthcare is already available to about 95% of its population, yet challenges remain.

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