Magazine

Read the latest edition of AIR and MEIR as an Interactive e-book

Sep 2023

Editor's Letter


The fast-emerging risk of AI

Everyone knew that the entry of AI into the insurance sector was both a good thing and a bad thing.
 


SGI expands globally to become a top player

Established in 1969, SGI has grown along with the Korean economy by providing guarantee services throughout the entire economic landscape. Now, SGI is the largest comprehensive guarantee insurer in Korea in fact as well as in name. To build upon that, SGI is expanding globally.
 


ANZIIF

ANZIIF is the leading Insurance & Finance Membership, Education, Training and Professional Development Organisation in the Asia-Pacific region.
 


Reinsurance meetings calendar for 2023 is underway

The reinsurance meetings calendar opens this month in Monte Carlo, moves onto Baaden-Baaden in October and peaks in November with the SIRC.
 


South Asia reinsurers are ready to take off

South Asia, considered one of the fastest-growing regions in the world in terms of economic growth, has seen several reinsurers set shop over the past few years.
 

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Cambodia: Role of reinsurers in pricing agricultural risk

As insurers grapple with the challenges of climate change, they also need to confront the traditional and cultural beliefs of the farming community, especially in developing countries like Cambodia.
 

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Nat CAT in Australia and New Zealand trigger retention and rate increases

Reinsurance renewals in Australia and New Zealand followed several years of major catastrophe losses in the region, including large cyclone and flood losses in New Zealand in the first quarter of this year.
 

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Mid-year reinsurance renewals: More disciplined and orderly

After a turbulent 1 January reinsurance renewal season, a sense of order returned to renewals at the mid-year.
 

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Nat CAT dominate reinsurers' 2023 first half results

Asia Insurance Review takes a look on how the Nat CAT events of 2023 have impacted the first half year results.
 

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General

How reinsurance can advance agriculture insurance

With the increasing unpredictability and severity of the weather, agriculture across the world has become fraught with risks. Old solutions have become unfeasible and current solutions do not provide enough protection.
 


Crop insurance and climate-resilient agriculture

Climate-change-induced extreme events are becoming more frequent and more catastrophic. The deleterious impacts of these events is more pronounced on the agriculture sector across the world.
 

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View from India - Technology and crop insurance can mitigate climate-change impact

While the insurance industry and Indian government are putting in efforts to support the country’s agriculture sector from the vagaries of climate change, technology is perhaps the best solution in the present circumstances.
 


InsurTech aids agriculture sector across Asia

With growing populations, increasing food prices and natural calamities, Asia’s agricultural sector faces a raft of challenge and InsurTech is rising to the occasion.
 

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Agriculture insurance penetration remains low in Thailand

Could the introduction of durian insurance in Thailand help close the protection gap?
 
 

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Reinsurers hesitant to protect Japanese farmers from earthquakes

Japan’s exposure to frequent earthquakes has made it difficult for private insurers to offer agriculture products as reinsurers are hesitant to provide capacity for such risks.
 

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Protection for Sri Lanka's shrimp aquaculture industry

From small beginnings in the 1970s, Sri Lanka’s shrimp aquaculture industry has grown into a major contributor to the country’s economy.
 

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Pet insurance growth in Singapore and Malaysia

Pet insurance was first introduced in Singapore in 2000 and in Malaysia more recently, but it only gained mainstream recognition and growth in both countries during the COVID-19 pandemic.
 

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A crisis of cyber insurance talent

Cyber security is ranked among the top three risks by all enterprises. Yet, the Indian insurance industry lacks dedicated cyber professionals to underwrite cyber risks and also guide insureds in matters of cyber security risk management.
 

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Malaysia

Reinsurance sector continues to perform

With hardening rates and lack of capacity, reinsurers have been able to command better prices despite their increased exposure.
 


Bank Negara's digital initiatives could be a gamechanger

Bank Negara Malaysia’s proposed framework for licensing and regulation of digital insurers and takaful operators is likely to bring in substantial changes to the insurance sector in Malaysia.
 

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Insurers are important to healthcare reforms

The Malaysian healthcare system is at crossroads. A concerned government is putting to use all available resources including the health insurance industry to provide a dependable and sustainable healthcare system.
 

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Malaysian non-life market recovers post-pandemic

The non-life market in Malaysia seems to be recovering slowly after the pandemic, with an increase of 2.4% in gross direct premiums.
 

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Digitalisation and addressing protection gap drive Malaysian life

Despite the challenges faced over the past few years, the Malaysian life insurance market managed to adapt and remain resilient.
 

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More collaboration needed between takaful and InsurTech

Requirements to comply with shariah principles present opportunities for tech firms to provide solutions to navigate complex compliance frameworks.
 

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Adjusting attitudes and mindsets about disability

Insurers are always on the search for more talent. Recruitment has become increasingly competitive, with potential employees across Asia able to select their employer.
 


A champion for diversity and inclusion

Green Delta Insurance’s Ms Farzanah Chowdhury has been a trailblazer for diversity and inclusion in Bangladesh.
 

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A roadmap to achieve balanced DEI in India

As companies embrace technology and transform their working environment to become more flexible, will it make things more equitable for women in the insurance industry?
 

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Gender diversity still a challenge for Australia

The Australian insurance industry is at the forefront of diversity, equity and inclusion and it is setting an example for other industries around the world. However, persistent challenges remain.
 

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Asia: Insurers continue pursuit of DEI

Since the inaugural Business Insurance Diversity and Inclusion Institute Leadership Conference in 2016, insurers in Asia have been taking steps to address issues related to diversity, equity and inclusion.
 

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Beijing floods: Insurers not impacted much

Floods in China are getting more pronounced by the year. In July and August 2023, Beijing was swamped by devastating floods following record rainfall. The rains and the floods caused an estimated economic loss of around $5bn.
 

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Agriculture insurance on fast track

Catastrophic climate events have spurred China’s agriculture insurance to move on to a fast track. The government is also chipping in with the necessary support to catalyse its adoption.
 

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Insurance in China sees robust growth

China’s growth trends have reversed according to the latest data from its regulators, with most lines of business showing positive returns this year.
 

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Australia

Insurance literacy for youth

For some years, ANZIIF has been running a Careers in Insurance programme aimed at boosting insurance literacy for young people – within both schools and colleges.
 


Reflections of a loss adjuster and claims manager

Sedgwick head of commercial property and major loss in the UK Simon Kay has more than 30 years’ experience in loss adjusting and claims management.
 


The modern risk professional

Many organisations are still lacking when it comes to the updated skills and knowledge needed to deal with the ever-changing risks of the modern world.
 


Adjusting to the new world

Over the past few years, Charles Taylor Adjusting has grown to be one of the largest loss-adjusters in the region.
 


Another El Niño event needs early preparation

The World Meteorological Organization warns of El Niño conditions that could bring record temperatures and extreme heat to Australia. Combined with climate change this could lead to an increase in natural hazards.
 

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Asian

Asia: Composite insurance pricing remains flat in 2Q2023

Composite pricing in Asia was flat in the second quarter, compared to a 1% increase in the prior quarter, according to the Marsh Global Insurance Market Index.
 


Asia Pacific: Region hit by $7bn economic losses from Nat CAT in 1H

In the Asia-Pacific region, natural disasters in the first six months of this year resulted in overall losses of approximately $7bn, of which roughly $3bn was insured, says Munich Re.
 


Philippines: Municipalities fall behind in insuring government properties

Less than half of local government properties were insured with the Government Service Insurance System (GSIS) as of 31 December 2022, according to the agency.
 


Risk

Asia: Alarming climate emergency

Disastrous climate events in Asia in 2022 caused a pronounced increase in the number of fatalities, number of people affected and economic damages according to a new report released by World Meteorological Organization (WMO).
 


AI could lead to loneliness and insomnia

Employees frequently interact with AI systems are more likely to experience loneliness that can lead to insomnia according to new research published by the American Psychological Association (APA).
 


India: Over 2,000 cyber attacks a week hit individual firms on average

A single Indian organisation suffered 2,146 cyber attacks on average per week in the last six months, compared to 1,239 attacks per organisation globally, according to a new report.
 


AIA Cambodia launches the country's first whole life medical insurance plan

Cambodians spend over $1bn in out-of-pocket expenses on healthcare in 2019. AIA Cambodia has launched the kingdom’s first whole life medical insurance with local and overseas coverage.
 

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Sun Life Singapore launched the indexed universal life policy to cater to ultra wealthy clients in the country

Sun Life Insurance Company of Canada Singapore branch has launched the SunBrilliance Indexed Universal Life (SunBrilliance IUL) to cater to the different needs of the affluent, high-net-worth (HNW) and ultra-high-net-worth (UHNW) client segments in Singapore.
 

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IndiaFirst Life launches new plan to provide policyholders with a regular long-term income option

IndiaFirst Life Insurance Company has launched a non-linked and non-participating product Guarantee of Life Dreams (GOLD) plan that offers policyholders regular long-term income.
 

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AIA Singapore launches first-ever personal accident plan to provide coverage for multi-stage dementia

AIA Centurion PA is the first personal accident plan in Singapore that covers neurological diseases like Alzheimer’s disease/severe dementia and idiopathic Parkinson’s disease and allows reimbursement of day or home care services that is required for illness management via an optional rider.
 

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Events


People on the move

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