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Dec 2022

Understanding Insurance of Health

Source: Asia Insurance Review | Jan 2018

India Life & Health

Author: P C James, FIII
Number of Pages: 404
By Jimmy John
Health insurance has not been properly understood in India, both by the policy makers and the masses. Historically, Indians have been wary of health insurance due to long-held perceptions and bad claims experiences. 
   The Government and the Insurance Regulator have been promoting universal health insurance in the country and millions are now covered under various schemes but delivery still continues to plague the system. A number of regulations have been put in place that protect customers and enable them to get their claims arising from covered treatments. 
Step by step explanation
This book attempts to explain the essence of health insurance in India and the principles, practices and regulations relating to it, in a manner that will appeal to readers who are keen to understand the subject. 
   It takes the reader through the various aspects step by step and the special benefits that are available to health insurance compared to other insurance products and the many regulations that help to protect the consumer.
Vast experience
Using his vast experiences, the author guides the reader on key topics such as the essence of a health insurance contract, health insurance regulations, policy terms and conditions, the claim process, grievance mechanism and frauds and abuses in health insurance. The book is written in such a manner that the subject is made easy to grasp. This informative and well researched book can be used as a reference guide by all interested in the subject. 
   The book covers many areas of importance and looks to the future of health insurance in the area of wellness and preventive approaches to ensure that health insurance becomes more sustainable and affordable. 
   The author, Mr P C James, is a Fellow of the Insurance Institute of India and retired as Chair Professor (Non-life) from the National Insurance Academy after 30 years of service with the general insurance industry and has also worked as Executive Director (Non-life) with the IRDAI. He is a prolific writer and winner of many awards and has spoken at many national and international level conferences and seminars. A 
Copies can be purchased online at Price: INR750 (approx US$11.65)
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