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May 2025

Country Profile on Hong Kong: Non-Life Market – Fragmented and Dwindling in Profit

Source: Asia Insurance Review | Nov 2008

The first half of this year saw premium growth and underwriting profit decline in various lines of non-life business. The market’s fragmentation and competition in pricing and distribution make it tougher to develop and grow business. But insurers are optimistic that the medical sector will bring them a much-needed growth. Our Journalist, Ms Manuelita Contreras, presents an update on the market.

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