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Health insurance needs a shot in the arm - Trust, technology and wellness

Source: Asia Insurance Review | Jan 2017

Government should pump in more investment in healthcare and promote primary healthcare. Indian health insurance industry, which is poorly penetrated, should also encourage improved lifestyle amongst the insureds to create a wellness society. With healthier lifestyle, this will mean lesser claims and hence lower premiums and more people will be attracted to buy insurance. Digital technology can be a great enabler to achieve this target. We spoke to some of the insurers about the Indian health insurance market and the challenges ahead.

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