Magazine

Read the latest edition of AIR and MEIR as an Interactive e-book

Read the latest edition of AIR and MEIR as an Interactive e-book

All Stories

Risk Features

Insights - Managing Risk across the Supply Chain


In this interesting article, FM Global, looks at how supply chains have been stretched across the globe, resulting in companies becoming exposed to many new risks and also increased exposure to traditional risks, and looks at how these risks can be managed.

Insights - Lowering Financial Risk with Enterprise Risk Management


Enterprise risk management (ERM) not only protects an insurance organisation from potential downsides, but also acts as a powerful tool to improve business performance and maximise shareholder value, says SAP Labs India.

Others

Interviews - AIG Wealth Arm Targets Taiwanese Affluent

AIG Wealth Management Services (AIG WMS) operations in Taiwan will promote its products and services through Nan Shan Life Insurance’s 40,000 strong agency force to its 3.7 million customers. Our Editor Wendy Koh flew to Taiwan to join in the elaborate three-day launch festivities and spoke to top management of...

Interviews - ACE Sharpens Its Focus on Specific Industries

To thrive in a market that has widespread competition, Mr Jarrod Hill, ACE Asia Pacific’s newly appointed Senior Vice President & Regional Head of Property & Casualty, tells Asia Insurance Review where the insurer plans to differentiate itself.

Interviews - Envisaging Future Solutions

In today’s fast-changing world and business environment, looking ahead and making the right plans are critical to an organisation’s health, if not survival. FirstApex, Specialist IT solutions provider focused on the insurance value chain, has mapped out the right path for itself in the past 20 years, predicting correctly what...

Interviews - R&SA Spreads Its Wings in Asia and the Middle East

Aside from the key priority to deliver profitable growth, Royal & SunAlliance Insurance (R&SA) wants to strengthen its market positions in India, China and the Middle East, said Mr Scott Pickering, its CEO for Asia.

Interviews - UIB Celebrates a Decade in Asia

In addition to the 20th anniversary of the company’s founding, United Insurance Brokers (UIB) also celebrates the 10th anniversary of its Dubai, South Korea and Singapore offices. As UIB Asia celebrates this milestone, Asia Insurance Review talks to the Group’s Chairman David Trezies, Group CEO...

Country Profile - China: The Future of the World

The engines of economic growth in China has been whirring relentlessly in the past few years, with non-life insurance surging at 37% to 137.31 billion yuan (US$18.3 billion) for the first eight months of this year while the life insurance premiums has slowed to a growth of 17% to 331.3 billion yuan (US$44.1 billion). Our Deputy Editor,...

Country Profile - China: Aiming to Be Top Five

Following our interview with Mr Alexander Wynaendts, Member of the Executive Board and Chief Operating Officer AEGON NV, in our October issue which focuses on AEGON’s activities in the region, we now present his thoughts on China, one of its star ventures.

Country Profile - China: Bringing Global Resources to China

AIA is the first foreign company established in China. It is a member company of the American International Group (AIG), world leaders in insurance and financial services, and is the leading international insurance organisation with operations in more than 130 countries and jurisdictions. As a result of the first- mover advantage in the country,...

Country Profile - China: Droughts and Floods in China - A Vicious Cycle

Ms Tina Butzbach, who heads the Catastrophe Risk Management Department of Allianz SE Reinsurance Branch Asia Pacific, looks at natural catastrophes in China as an example of the growing insurance risks in emerging markets and some of the potential consequences for the insurance industry.

Country Profile - China: Long Term Success for Chinese Insurers

Benfield has identified China as a key target market and this message was underlined when the reinsurance broker held its first Board of Directors’ meeting in Shanghai in 2005. Mr Kevin Bogardus, Chief Representative of Benfield’s Shanghai Representative Office and General Manager of Greater China speaks to Asia...

Country Profile - China: Staying on Top

Buoyed by China’s booming economy, China Life Insurance Company has branched into various revenue sources, from life insurance to non-life insurance and pensions, leveraging on its brand to take aim at becoming a leading financial services group. And it remains confident of holding onto its number one position in its core life insurance...

Country Profile - China: China - The Future of the World

A winner of numerous awards such as “China Insurance Service and Market’s Most Satisfactory Brand”, China Pacific Insurance Group is a recognised brand in China. Asia Insurance Review catches up with Mr Patrick Poon, Chairman of the Operation Committee and Director of China Pacific Life Insurance Co...

Country Profile - China: A Unique Entity in China

There were reports of some disagreement over the need to set up a Lloyd’s platform in China, but Mr Ian Faragher, Managing Director of Lloyd’s Reinsurance Company (China) Ltd, clarified that while in a widely diverse business like Lloyd’s some differences of opinion are inevitable, the large majority of...

Country Profile - China: Doing It Right

With the whole world rushing to have their footprint in China, Mr Marc H Sterling, Chairman of Manulife-Sinochem Life Insurance Company Ltd, remains unfazed by the excitement even though he is at the heart of the action, managing the second-largest life insurer among the foreign players and looking at high growth for the next...

Country Profile - China: Managing China's Product Recall Crisis

The product recall crisis in China, affecting tens of millions of items ranging from poisonous pet food and faulty tyres to lead-painted toys, has dominated headlines in recent months. The tag “Made in China” on manufactured products now raises suspicion in the minds of many consumers in Western markets. Mr Stuart...

Country Profile - China: The Best is Yet to Be

Mitsui Sumitomo Insurance Company Ltd, Shanghai Branch, has obtained a licence from CIRC to incorporate the branch into a wholly owned subsidiary. With representative offices around the country, a subsidiary licence will allow the company’s operation to make inroads around China. Mr Keitaro Mizuochi, assigned as Managing...

Country Profile - China: Forging Ahead

The engines of economic growth in China has been whirring relentlessly in the past few years, with non-life insurance surging at 37% to 137.31 billion yuan (US$18.3 billion) for the first eight months of this year while the life insurance premiums has slowed to a growth of 17% to 331.3 billion yuan (US$44.1 billion). This month our Country...

Country Profile - China: Building a Solid Insurance Company

Backed by two strong shareholders – China Insurance International Holdings Company Ltd and the Fortis Group – Taiping Life Insurance Company is able to tap on their expertise for its operation in China, with a proper structure encompassing full administrative, operational and technical mechanisms. Mr Vincent Li, its...

Country Profile - China: Making Inroads with Chinese Staff

Willis Asia has been making its presence felt in certain segments of the insurance market such as construction and energy. Mr Roger Wilkinson, Managing Director, Willis Asia, explains how having Chinese nationals in its staff helps clinch deals.

Country Profile - China: Good Employee Benefit Plans a Key Success Factor in China

Putting together an attractive employee benefit plan is beginning to be a key success factor for companies looking to arrest the high turnover rate in their operations in China. At the Asia Pacific Conference co-hosted by Swiss Life Network and Ping An Insurance Company and held in Shanghai in August, more than 200 participants discussed the...

Country Profile - China: Regulation the Key Bane in China

In this inaugural PricewaterhouseCoopers (PwC) survey on foreign insurers in China which covers 24 life and non-life insurers, it is noted that top on the list of concerns is the lack of a level playing field, the need to professionalise agents and for the non-life insurers, the frustration over the slow process of conversion from branches to...

Cover Story: Reinsurance - Lloyd's Syndicates in Asia: A Force with a Critical Mass

With so many Syndicates having set up in Singapore and Hong Kong and more in the offering, Asia Insurance Review presents this Roundtable discussion with the confident breed of Lloyd’s underwriters who are making a difference in Asia’s insurance industry.

Cover Story: Reinsurance - Softening Market? Bring out the Whip of Discipline

Read about what Lloyd’s underwriters have to say about writing a risk for the right price, seeking long-term partnerships and having the courage to let someone else write the risk for the cheaper rate.

Cover Story - Reinsurance: Lloyd's - A New Asset Class

Hampden Agencies Ltd, looks at how private investment at Lloyd’s today is becoming an increasingly attractive proposition, and highlights the two ways of participating.

Cover Story: Reinsurance - Reinsurance in Asia 2008: A Testing Time for Underwriting Discipline

Swiss Re Economic Research & Consulting (Asia), shares its optimistic outlook on the reinsurance market in 2008.

Cover Story - Reinsurance: Coinsurance vs YRT Reinsurance


RGA Reinsurance Company examines the relative roles, advantages and disadvantages of coinsurance and yearly renewable term reinsurance.

Technical Feature - Pensions: Attracting the Silver Dollar


The threat of a growing ageing population that has not adequately planned for retirement coupled with a declining birth rate is looming as one of the pressing challenges in Asia. In this month’s Cover Story on Pensions to tie in with our Pensions and Retirement Planning Conference in Kuala Lumpur in November, three insurers discuss the...

Technical Feature - Pensions: Awareness of Retirement Planning in Hong Kong


Hong Kong is one of the places in the world with a rapidly ageing population. In 1998 and 2004, people aged 65 and above accounted for only about 10% and 12%, respectively, of the population. However, the figure is projected to rise to 27% by 2033. The trend is attributable to the continuously low birth rate and also the increasing life...

Technical Feature - Pensions: Before the Age Wave Crashes


South Korea is on the brink of profound demographic change — an “age wave” of staggering size that has far-reaching implications for the continued well-being of its society. With the lowest fertility rate and one of the highest life expectancies of any nation, Korea is on the fast track to becoming one of the oldest countries...

Technical Feature - Pensions: Are Singaporeans Living Too Long?


Singapore is experiencing a situation similar to those of many developed nations - a fast-ageing population. Post-war “baby boomers” of the 1950s are reaching retirement age, while fertility rates have fallen. Singaporeans have been blessed with a double-edged sword – longevity. Manulife (Singapore) Pte Ltd looks at how the...

Managing Projects for Success - Benefit Realisation: The Future is Now

In this concluding article of the Managing Projects for Success column, Mr Gordon Perchthold and Ms Jenny Sutton summarise the key messages raised during the year and wrap up with a discussion on the challenges typically seen in realising benefits from projects.

Think Tank - The Geneva Associations: Finite Reinsurance - How Does it Concern Supervisors?

Finite reinsurance transactions have attracted the attention of regulators recently, over the nature and security of such arrangements. This extracted article from The Geneva Papers, considers the resulting and ongoing discussion concerning the regulatory environment for finite reinsurance transactions.

Legal Page - Notifications Under the Spotlight


Barlow Lyde & Gilbert look at the implications of the decision in HLB Kidsons vs Lloyd’s Underwriters case handed recently. The judgment, described by Mrs Justice Gloster as a notification “contest”, focused on the question of whether the notification of a circumstance had been made “as soon as...

View from India - India as a Regional Reinsurance Hub

This month we look at the growing influence of reinsurers in the rapidly liberalising Indian market and what more needs to be done for it to make the quantum leap to hub status

View from India - GIC: Trailblazing New Frontiers

In his first interview with Asia Insurance Review since assuming the role of Chairman of the General Insurance Corporation of India (GIC), Mr Yogesh Lohiya talks about the impact of detarrification in the Indian market and how the GIC is coping with the reduction in mandatory cessions.

Insights - IT Aids Collaboration between International Insurance Regulators and the Industry


3i Infotech Asia Pacific, looks at the trend of growing collaboration between regulators and insurers and how the insurance industry as a whole benefits from this.

Insights - Climate Change Is the Biggest Issue of Today


Insight Adjusters Group (Lloyd’s Agents Singapore & Malaysia) VRS Universe makes a passionate call for the industry to re-assess its approach to coping with the effects of global warming and play a larger role in educating the wider public on the risks of this pressing issue.

Insights - The Emergence of STP in Insurance


MASTEK LTD, looks at how straight through processing (STP) technology has helped insurers cope with their challenges, and dispels misconceptions that STP can only be implemented on a large scale and companies are expected to have achieved a certain level of technology sophistication before they can implement it.

Insights - The Paradox of Email


Love it or hate it, email has become an integral part of everyday life. In this entertaining article, RI3K, looks at the great paradox that email stands in the way of paperless trading and yet remains embraced and nurtured in the bosom of the companies which it is drowning with paper.

News - Asia: Munich Re Opens Retakaful Branch


Munich Re has opened a branch in Kuala Lumpur offering general and family retakaful. Initially writing business in Malaysia, the branch plans to extend the scope of its activities to other Southeast-Asian countries and beyond.

News - HSBC Opens More Operations in Asia


HSBC Insurance (Asia) Ltd, an indirect subsidiary of The Hongkong and Shanghai Banking Corporation Limited, has made a major leap forward with the announcement of three insurance initiatives in the region, all within the space of a four weeks.

News - Asia - The Largest Insurance Contributor

Mr David Fried, Regional Head of HSBC Insurance for Asia-Pacific said: “Developing an income stream in insurance is one of the top priorities for the HSBC Group. We are extending our footprint at full speed across the region, which is the largest insurance contributor, accounting for 33% of the Group’s insurance...

News - Asia: FirstApex Launches J2EE solutions for the Insurance Industry


FirstApex Group, a leading provider of specialised IT Solutions for the insurance sector, announced its plans to address the significant challenges faced by the insurance industry in the current business environment with the launch of its 100% J2EE solutions.

News - Australia: Householders Urged to Prepare for Bushfire Season (press release)


The Insurance Council has reminded Australian households of the need to have appropriate insurance cover so as to avoid severe financial loss in the event of a disaster striking this bushfire season.

News - Australia Advances Beyond a Compliance Culture


The Australian market is expected to have a higher-than-average proportion of insurers assessed as having excellent or strong Enterprise Risk Management (ERM), said a Standard & Poor’s Rating Services’ (S&P) report.

News - Australia: NIBA Celebrates 25th Anniversary


The National Insurance Brokers Association (NIBA) celebrated its 25th anniversary at its Annual Convention on the Gold Coast, that attracted more than 900 NIBA members and insurance professionals from across Australia, and included presentations by industry heavyweights Mr Frank O’Halloran, CEO of QBE, and Willis Global...

News - China: CIRC Adopts Draft Regulation on Administering Pensions


CIRC has adopted in principle the draft Measures for Administering Pension Insurance Business of Insurance Companies, aimed at strengthening supervision over the lucrative pensions industry.

News - China: Lloyd's Members up to 11

S.A. Meacock is the latest managing agent to join Lloyd’s rapidly growing Chinese platform bringin the total number of members of Lloyd’s China to 11.

News - China: Ping An's Chairman and CEO to Set Up Mingyuan Foundation

In a laudable act of philanthropy, Chairman and CEO of Ping An Insurance (Group), Ma Mingzhe and his family have donated RMB 20 million (US$2.66 million) to set up the Mingyuan Foundation under the China Soong Ching Ling Foundation. The donation will be increased to RMB 100 million (US$13.3 million) in five years.

News - ACE Hong Kong Assigned 'A' Rating; Outlook Stable by S&&P

Standard & Poor’s (S&P) has assigned ACE Insurance Limited (Hong Kong), a part of the ACE Group of Companies, an ‘A’ long term insurer financial strength and counterparty credit rating. The outlook is stable.

News - State Bank of India to Finalise a Partner for its General Insurance Venture


India’s largest public sector bank, State Bank of India (SBI) is expected to select a partner for its proposed non-life insurance venture in three to six months’ time.

News - India: IRDA Forms Committee to Study Intermediaries


The IRDA has established a 10-member committee to examine issues concerning the intermediaries’ structure.

News - Indonesia: Underprivileged Families to Receive Funeral Insurance


After the introduction of funeral insurance in West Lampung regency this year, South Lampung’s administration is set to launch a similar insurance scheme for poor residents who cannot afford to bury family members. Both insurance schemes are applicable to residents aged between six months and 65 years who have been registered with their...

News - Japan: Life Insurers Report 91 Bln Yen in Unpaid Claims


Japan’s 38 life insurance companies have admitted failing to pay 1.2 million valid policy claims totalling roughly 91 billion yen (US$776.7 million) during the five years from fiscal 2001, more than double the amount reported in April.

News - Japan: MSI Enters Germany


Mitsui Sumitomo Insurance (MSI) has injected a capital of £13 million (US$27 million) into its wholly-owned subsidiary in Europe and set up an office in Cologne to enter the German general insurance market from this month.

News - Japan: ING to Sell Insurance with Japan Post


ING Life Insurance will expand insurance annuity sales for the locals approaching retirement and other financial products to affluent individuals by collaborating with 10 regional banks and Japan Post, the newly-privatised postal system in the country.

News - Japan: Nippon Life to Build Redundant Data Centre


Nippon Life Insurance plans to build a 50 billion yen (US$427 million) redundant data center in Ibaraki, Osaka Prefecture, to enable the rapid recovery of operations in case of disasters.

News - Malaysia: Tune Money Launches Online Insurance


Tune Money Sdn Bhd, Malaysia’s first no-frills online financial services company, has launched online insurance which will include Personal Accident, Motorcyclist Personal Accident and Home Insurance for the first phase of its rollout and expects to launch Hospital & Surgical as well as Motor Insurance in subsequent phases, by the...

News - Malaysia: DRB-HICOM to Sell its Insurance Business


Malaysia’s largest integrated automotive company, DRB-HICOM Bhd, plans to sell its insurance business for RM900 million (US$267 million), it was reported.

News - Malaysia: Vanbreda International Favours MSC Malaysia to Serve Global Market


Vanbreda International, a leading provider of Employee Benefits for internationally mobile groups and individuals has proceeded to disclose their high-value services to Malaysia.

News - The Philippines: Insurance Capital Hikes to be Delayed


The Insurance Commission said that it will postpone the increases in the minimum capital and net worth imposed by the Department of Finance on insurance companies, citing feedback from the industry.

News - Singapore Forms Longevity Insurance Committee


A new government committee has been tasked with recommending a national insurance scheme that will provide basic, affordable and flexible annuities, and is expected to deliver its first report within six months.

News - Singapore: Millea Holdings to Liquidate its Subsidiary


Millea Holdings, Inc has resolved to transfer the business of The Tokio Marine and Fire Insurance Company (Singapore) Pte Limited (TMS) to TM Asia Insurance Singapore Ltd (TMAIS) by the end of June 2008, and to liquidate TMS within 2009.

News - Singapore: CII and SCI Form Strategic Alliance to Raise Professional Standards


The Chartered Insurance Institute (CII), a UK-based global education and training body for the insurance, savings and financial services sectors, and the Singapore College of Insurance (SCI), Singapore’s leading provider of professional education in insurance, risk management and financial services, have formed a CII-SCI Educational...

News - Singapore: Mr Jeremy Austen to Head Talbot Asia


Talbot Underwriting Ltd (“Talbot”), the specialty insurance group recently acquired by Validus Holdings Ltd, has announced the establishment of its first Asian-based venture – Talbot Asia – to be based in Singapore.

News - South Korean Life Insurers See Drop in Loan Default Rates


Life insurance companies in the country saw their loan delinquency rates dip slightly this year to 1.5% as of June, said the Korea Life Insurance Association (KLIA).

News - South Korea: United Guaranty and SGIC Announce Alliance to Expand Mortgage Insurance Availability


AIG United Guaranty, whose affiliate companies provide mortgage guaranty insurance (MI) and other financial services to the international housing and lending community and Seoul Guarantee Insurance Company (SGIC), a provider of guarantees for various individuals and firms, have finalised a long-term, exclusive strategic alliance to offer...

News - Taiwan: SKFH Recognises Impairment Losses for 3Q07


Shin Kong Financial Holding Company Limited (“Shin Kong”) announced the recognition of impairment losses arising from investments in Cosmos Bank and tranches C and D of E. Sun Bank’s 2007-02 CBO (Collateralized Bond Obligation) for the quarter ended September 30, 2007.

News - Thailand: Samphan Insurance On Route to Recovery


Samphan Insurance may have found a saviour to rescue it from its financial crisis before the Insurance Commission is forced to take legal action, according to industry sources.

News - Vietnam: Manulife Vietnam Fund Management Co Successfully Closes its Progressive Fund


Manulife Vietnam Fund Management Company has successfully closed the Manulife Progressive Fund (MAFPF1) in September 2007. The fund attracted more than 1000 retail and institutional investors and is now closed for subscription.

News - Vietnam: PetroVietnam Insurance Signs Contract with Russian Firms


As part of its 2007-2015 strategic planning goals, one of which being the expansion of its insurance sector into the global market, PetroVietnam Insurance (PVI) has inked framework agreements with four Russian insurance and reinsurance firms.

Global News - Lloyd's Reports Interim Results

Lloyd’s has announced an interim profit before tax of £1.8 billion (US$3.65 billion) for the six-month period ending 30 June 2007.

Global News - LIMRA and LOMA Boards Agree to Unite; Members to Vote


The boards of directors of the Life Insurance and Market Research Association (LIMRA International) and Life Office Management Association (LOMA) have approved the proposal to unite two of the world’s largest insurance and financial services trade organisations and will submit a recommendation to their members for a decisive vote.

Global News - Strike Club Reports on Summer Stoppages


In spite of continued strong freight markets, shipping operations during recent months were plagued by strikes and other triggers for delays, said the Strike Club, the market leader and mutual one-stop shop for delay cover which this year is celebrating its 50th anniversary.

Global News - Munich Re Group Launches New Sustainability Portal on the Internet


Munich Re launched a new Internet portal to provide detailed and transparent information on its strategies and projects in the area of sustainability.

Others

Interviews - AIG Wealth Arm Targets Taiwanese Affluent

AIG Wealth Management Services (AIG WMS) operations in Taiwan will promote its products and services through Nan Shan Life Insurance’s 40,000 strong agency force to its 3.7 million customers. Our Editor Wendy Koh flew to Taiwan to join in the elaborate three-day launch festivities and spoke to top management of...

Interviews - ACE Sharpens Its Focus on Specific Industries

To thrive in a market that has widespread competition, Mr Jarrod Hill, ACE Asia Pacific’s newly appointed Senior Vice President & Regional Head of Property & Casualty, tells Asia Insurance Review where the insurer plans to differentiate itself.

Interviews - Envisaging Future Solutions

In today’s fast-changing world and business environment, looking ahead and making the right plans are critical to an organisation’s health, if not survival. FirstApex, Specialist IT solutions provider focused on the insurance value chain, has mapped out the right path for itself in the past 20 years, predicting correctly what...

Interviews - R&SA Spreads Its Wings in Asia and the Middle East

Aside from the key priority to deliver profitable growth, Royal & SunAlliance Insurance (R&SA) wants to strengthen its market positions in India, China and the Middle East, said Mr Scott Pickering, its CEO for Asia.

Interviews - UIB Celebrates a Decade in Asia

In addition to the 20th anniversary of the company’s founding, United Insurance Brokers (UIB) also celebrates the 10th anniversary of its Dubai, South Korea and Singapore offices. As UIB Asia celebrates this milestone, Asia Insurance Review talks to the Group’s Chairman David Trezies, Group CEO...

Country Profile - China: The Future of the World

The engines of economic growth in China has been whirring relentlessly in the past few years, with non-life insurance surging at 37% to 137.31 billion yuan (US$18.3 billion) for the first eight months of this year while the life insurance premiums has slowed to a growth of 17% to 331.3 billion yuan (US$44.1 billion). Our Deputy Editor,...

Country Profile - China: Aiming to Be Top Five

Following our interview with Mr Alexander Wynaendts, Member of the Executive Board and Chief Operating Officer AEGON NV, in our October issue which focuses on AEGON’s activities in the region, we now present his thoughts on China, one of its star ventures.

Country Profile - China: Bringing Global Resources to China

AIA is the first foreign company established in China. It is a member company of the American International Group (AIG), world leaders in insurance and financial services, and is the leading international insurance organisation with operations in more than 130 countries and jurisdictions. As a result of the first- mover advantage in the country,...

Country Profile - China: Droughts and Floods in China - A Vicious Cycle

Ms Tina Butzbach, who heads the Catastrophe Risk Management Department of Allianz SE Reinsurance Branch Asia Pacific, looks at natural catastrophes in China as an example of the growing insurance risks in emerging markets and some of the potential consequences for the insurance industry.

Country Profile - China: Long Term Success for Chinese Insurers

Benfield has identified China as a key target market and this message was underlined when the reinsurance broker held its first Board of Directors’ meeting in Shanghai in 2005. Mr Kevin Bogardus, Chief Representative of Benfield’s Shanghai Representative Office and General Manager of Greater China speaks to Asia...

Country Profile - China: Staying on Top

Buoyed by China’s booming economy, China Life Insurance Company has branched into various revenue sources, from life insurance to non-life insurance and pensions, leveraging on its brand to take aim at becoming a leading financial services group. And it remains confident of holding onto its number one position in its core life insurance...

Country Profile - China: China - The Future of the World

A winner of numerous awards such as “China Insurance Service and Market’s Most Satisfactory Brand”, China Pacific Insurance Group is a recognised brand in China. Asia Insurance Review catches up with Mr Patrick Poon, Chairman of the Operation Committee and Director of China Pacific Life Insurance Co...

Country Profile - China: A Unique Entity in China

There were reports of some disagreement over the need to set up a Lloyd’s platform in China, but Mr Ian Faragher, Managing Director of Lloyd’s Reinsurance Company (China) Ltd, clarified that while in a widely diverse business like Lloyd’s some differences of opinion are inevitable, the large majority of...

Country Profile - China: Doing It Right

With the whole world rushing to have their footprint in China, Mr Marc H Sterling, Chairman of Manulife-Sinochem Life Insurance Company Ltd, remains unfazed by the excitement even though he is at the heart of the action, managing the second-largest life insurer among the foreign players and looking at high growth for the next...

Country Profile - China: Managing China's Product Recall Crisis

The product recall crisis in China, affecting tens of millions of items ranging from poisonous pet food and faulty tyres to lead-painted toys, has dominated headlines in recent months. The tag “Made in China” on manufactured products now raises suspicion in the minds of many consumers in Western markets. Mr Stuart...

Country Profile - China: The Best is Yet to Be

Mitsui Sumitomo Insurance Company Ltd, Shanghai Branch, has obtained a licence from CIRC to incorporate the branch into a wholly owned subsidiary. With representative offices around the country, a subsidiary licence will allow the company’s operation to make inroads around China. Mr Keitaro Mizuochi, assigned as Managing...

Country Profile - China: Forging Ahead

The engines of economic growth in China has been whirring relentlessly in the past few years, with non-life insurance surging at 37% to 137.31 billion yuan (US$18.3 billion) for the first eight months of this year while the life insurance premiums has slowed to a growth of 17% to 331.3 billion yuan (US$44.1 billion). This month our Country...

Country Profile - China: Building a Solid Insurance Company

Backed by two strong shareholders – China Insurance International Holdings Company Ltd and the Fortis Group – Taiping Life Insurance Company is able to tap on their expertise for its operation in China, with a proper structure encompassing full administrative, operational and technical mechanisms. Mr Vincent Li, its...

Country Profile - China: Making Inroads with Chinese Staff

Willis Asia has been making its presence felt in certain segments of the insurance market such as construction and energy. Mr Roger Wilkinson, Managing Director, Willis Asia, explains how having Chinese nationals in its staff helps clinch deals.

Country Profile - China: Good Employee Benefit Plans a Key Success Factor in China

Putting together an attractive employee benefit plan is beginning to be a key success factor for companies looking to arrest the high turnover rate in their operations in China. At the Asia Pacific Conference co-hosted by Swiss Life Network and Ping An Insurance Company and held in Shanghai in August, more than 200 participants discussed the...

Country Profile - China: Regulation the Key Bane in China

In this inaugural PricewaterhouseCoopers (PwC) survey on foreign insurers in China which covers 24 life and non-life insurers, it is noted that top on the list of concerns is the lack of a level playing field, the need to professionalise agents and for the non-life insurers, the frustration over the slow process of conversion from branches to...

Cover Story: Reinsurance - Lloyd's Syndicates in Asia: A Force with a Critical Mass

With so many Syndicates having set up in Singapore and Hong Kong and more in the offering, Asia Insurance Review presents this Roundtable discussion with the confident breed of Lloyd’s underwriters who are making a difference in Asia’s insurance industry.

Cover Story: Reinsurance - Softening Market? Bring out the Whip of Discipline

Read about what Lloyd’s underwriters have to say about writing a risk for the right price, seeking long-term partnerships and having the courage to let someone else write the risk for the cheaper rate.

Cover Story - Reinsurance: Lloyd's - A New Asset Class

Hampden Agencies Ltd, looks at how private investment at Lloyd’s today is becoming an increasingly attractive proposition, and highlights the two ways of participating.

Cover Story: Reinsurance - Reinsurance in Asia 2008: A Testing Time for Underwriting Discipline

Swiss Re Economic Research & Consulting (Asia), shares its optimistic outlook on the reinsurance market in 2008.

Cover Story - Reinsurance: Coinsurance vs YRT Reinsurance


RGA Reinsurance Company examines the relative roles, advantages and disadvantages of coinsurance and yearly renewable term reinsurance.

Technical Feature - Pensions: Attracting the Silver Dollar


The threat of a growing ageing population that has not adequately planned for retirement coupled with a declining birth rate is looming as one of the pressing challenges in Asia. In this month’s Cover Story on Pensions to tie in with our Pensions and Retirement Planning Conference in Kuala Lumpur in November, three insurers discuss the...

Technical Feature - Pensions: Awareness of Retirement Planning in Hong Kong


Hong Kong is one of the places in the world with a rapidly ageing population. In 1998 and 2004, people aged 65 and above accounted for only about 10% and 12%, respectively, of the population. However, the figure is projected to rise to 27% by 2033. The trend is attributable to the continuously low birth rate and also the increasing life...

Technical Feature - Pensions: Before the Age Wave Crashes


South Korea is on the brink of profound demographic change — an “age wave” of staggering size that has far-reaching implications for the continued well-being of its society. With the lowest fertility rate and one of the highest life expectancies of any nation, Korea is on the fast track to becoming one of the oldest countries...

Technical Feature - Pensions: Are Singaporeans Living Too Long?


Singapore is experiencing a situation similar to those of many developed nations - a fast-ageing population. Post-war “baby boomers” of the 1950s are reaching retirement age, while fertility rates have fallen. Singaporeans have been blessed with a double-edged sword – longevity. Manulife (Singapore) Pte Ltd looks at how the...

Managing Projects for Success - Benefit Realisation: The Future is Now

In this concluding article of the Managing Projects for Success column, Mr Gordon Perchthold and Ms Jenny Sutton summarise the key messages raised during the year and wrap up with a discussion on the challenges typically seen in realising benefits from projects.

Think Tank - The Geneva Associations: Finite Reinsurance - How Does it Concern Supervisors?

Finite reinsurance transactions have attracted the attention of regulators recently, over the nature and security of such arrangements. This extracted article from The Geneva Papers, considers the resulting and ongoing discussion concerning the regulatory environment for finite reinsurance transactions.

Legal Page - Notifications Under the Spotlight


Barlow Lyde & Gilbert look at the implications of the decision in HLB Kidsons vs Lloyd’s Underwriters case handed recently. The judgment, described by Mrs Justice Gloster as a notification “contest”, focused on the question of whether the notification of a circumstance had been made “as soon as...

View from India - India as a Regional Reinsurance Hub

This month we look at the growing influence of reinsurers in the rapidly liberalising Indian market and what more needs to be done for it to make the quantum leap to hub status

View from India - GIC: Trailblazing New Frontiers

In his first interview with Asia Insurance Review since assuming the role of Chairman of the General Insurance Corporation of India (GIC), Mr Yogesh Lohiya talks about the impact of detarrification in the Indian market and how the GIC is coping with the reduction in mandatory cessions.

Insights - IT Aids Collaboration between International Insurance Regulators and the Industry


3i Infotech Asia Pacific, looks at the trend of growing collaboration between regulators and insurers and how the insurance industry as a whole benefits from this.

Insights - Climate Change Is the Biggest Issue of Today


Insight Adjusters Group (Lloyd’s Agents Singapore & Malaysia) VRS Universe makes a passionate call for the industry to re-assess its approach to coping with the effects of global warming and play a larger role in educating the wider public on the risks of this pressing issue.

Insights - The Emergence of STP in Insurance


MASTEK LTD, looks at how straight through processing (STP) technology has helped insurers cope with their challenges, and dispels misconceptions that STP can only be implemented on a large scale and companies are expected to have achieved a certain level of technology sophistication before they can implement it.

Insights - The Paradox of Email


Love it or hate it, email has become an integral part of everyday life. In this entertaining article, RI3K, looks at the great paradox that email stands in the way of paperless trading and yet remains embraced and nurtured in the bosom of the companies which it is drowning with paper.

News - Asia: Munich Re Opens Retakaful Branch


Munich Re has opened a branch in Kuala Lumpur offering general and family retakaful. Initially writing business in Malaysia, the branch plans to extend the scope of its activities to other Southeast-Asian countries and beyond.

News - HSBC Opens More Operations in Asia


HSBC Insurance (Asia) Ltd, an indirect subsidiary of The Hongkong and Shanghai Banking Corporation Limited, has made a major leap forward with the announcement of three insurance initiatives in the region, all within the space of a four weeks.

News - Asia - The Largest Insurance Contributor

Mr David Fried, Regional Head of HSBC Insurance for Asia-Pacific said: “Developing an income stream in insurance is one of the top priorities for the HSBC Group. We are extending our footprint at full speed across the region, which is the largest insurance contributor, accounting for 33% of the Group’s insurance...

News - Asia: FirstApex Launches J2EE solutions for the Insurance Industry


FirstApex Group, a leading provider of specialised IT Solutions for the insurance sector, announced its plans to address the significant challenges faced by the insurance industry in the current business environment with the launch of its 100% J2EE solutions.

News - Australia: Householders Urged to Prepare for Bushfire Season (press release)


The Insurance Council has reminded Australian households of the need to have appropriate insurance cover so as to avoid severe financial loss in the event of a disaster striking this bushfire season.

News - Australia Advances Beyond a Compliance Culture


The Australian market is expected to have a higher-than-average proportion of insurers assessed as having excellent or strong Enterprise Risk Management (ERM), said a Standard & Poor’s Rating Services’ (S&P) report.

News - Australia: NIBA Celebrates 25th Anniversary


The National Insurance Brokers Association (NIBA) celebrated its 25th anniversary at its Annual Convention on the Gold Coast, that attracted more than 900 NIBA members and insurance professionals from across Australia, and included presentations by industry heavyweights Mr Frank O’Halloran, CEO of QBE, and Willis Global...

News - China: CIRC Adopts Draft Regulation on Administering Pensions


CIRC has adopted in principle the draft Measures for Administering Pension Insurance Business of Insurance Companies, aimed at strengthening supervision over the lucrative pensions industry.

News - China: Lloyd's Members up to 11

S.A. Meacock is the latest managing agent to join Lloyd’s rapidly growing Chinese platform bringin the total number of members of Lloyd’s China to 11.

News - China: Ping An's Chairman and CEO to Set Up Mingyuan Foundation

In a laudable act of philanthropy, Chairman and CEO of Ping An Insurance (Group), Ma Mingzhe and his family have donated RMB 20 million (US$2.66 million) to set up the Mingyuan Foundation under the China Soong Ching Ling Foundation. The donation will be increased to RMB 100 million (US$13.3 million) in five years.

News - ACE Hong Kong Assigned 'A' Rating; Outlook Stable by S&&P

Standard & Poor’s (S&P) has assigned ACE Insurance Limited (Hong Kong), a part of the ACE Group of Companies, an ‘A’ long term insurer financial strength and counterparty credit rating. The outlook is stable.

News - State Bank of India to Finalise a Partner for its General Insurance Venture


India’s largest public sector bank, State Bank of India (SBI) is expected to select a partner for its proposed non-life insurance venture in three to six months’ time.

News - India: IRDA Forms Committee to Study Intermediaries


The IRDA has established a 10-member committee to examine issues concerning the intermediaries’ structure.

News - Indonesia: Underprivileged Families to Receive Funeral Insurance


After the introduction of funeral insurance in West Lampung regency this year, South Lampung’s administration is set to launch a similar insurance scheme for poor residents who cannot afford to bury family members. Both insurance schemes are applicable to residents aged between six months and 65 years who have been registered with their...

News - Japan: Life Insurers Report 91 Bln Yen in Unpaid Claims


Japan’s 38 life insurance companies have admitted failing to pay 1.2 million valid policy claims totalling roughly 91 billion yen (US$776.7 million) during the five years from fiscal 2001, more than double the amount reported in April.

News - Japan: MSI Enters Germany


Mitsui Sumitomo Insurance (MSI) has injected a capital of £13 million (US$27 million) into its wholly-owned subsidiary in Europe and set up an office in Cologne to enter the German general insurance market from this month.

News - Japan: ING to Sell Insurance with Japan Post


ING Life Insurance will expand insurance annuity sales for the locals approaching retirement and other financial products to affluent individuals by collaborating with 10 regional banks and Japan Post, the newly-privatised postal system in the country.

News - Japan: Nippon Life to Build Redundant Data Centre


Nippon Life Insurance plans to build a 50 billion yen (US$427 million) redundant data center in Ibaraki, Osaka Prefecture, to enable the rapid recovery of operations in case of disasters.

News - Malaysia: Tune Money Launches Online Insurance


Tune Money Sdn Bhd, Malaysia’s first no-frills online financial services company, has launched online insurance which will include Personal Accident, Motorcyclist Personal Accident and Home Insurance for the first phase of its rollout and expects to launch Hospital & Surgical as well as Motor Insurance in subsequent phases, by the...

News - Malaysia: DRB-HICOM to Sell its Insurance Business


Malaysia’s largest integrated automotive company, DRB-HICOM Bhd, plans to sell its insurance business for RM900 million (US$267 million), it was reported.

News - Malaysia: Vanbreda International Favours MSC Malaysia to Serve Global Market


Vanbreda International, a leading provider of Employee Benefits for internationally mobile groups and individuals has proceeded to disclose their high-value services to Malaysia.

News - The Philippines: Insurance Capital Hikes to be Delayed


The Insurance Commission said that it will postpone the increases in the minimum capital and net worth imposed by the Department of Finance on insurance companies, citing feedback from the industry.

News - Singapore Forms Longevity Insurance Committee


A new government committee has been tasked with recommending a national insurance scheme that will provide basic, affordable and flexible annuities, and is expected to deliver its first report within six months.

News - Singapore: Millea Holdings to Liquidate its Subsidiary


Millea Holdings, Inc has resolved to transfer the business of The Tokio Marine and Fire Insurance Company (Singapore) Pte Limited (TMS) to TM Asia Insurance Singapore Ltd (TMAIS) by the end of June 2008, and to liquidate TMS within 2009.

News - Singapore: CII and SCI Form Strategic Alliance to Raise Professional Standards


The Chartered Insurance Institute (CII), a UK-based global education and training body for the insurance, savings and financial services sectors, and the Singapore College of Insurance (SCI), Singapore’s leading provider of professional education in insurance, risk management and financial services, have formed a CII-SCI Educational...

News - Singapore: Mr Jeremy Austen to Head Talbot Asia


Talbot Underwriting Ltd (“Talbot”), the specialty insurance group recently acquired by Validus Holdings Ltd, has announced the establishment of its first Asian-based venture – Talbot Asia – to be based in Singapore.

News - South Korean Life Insurers See Drop in Loan Default Rates


Life insurance companies in the country saw their loan delinquency rates dip slightly this year to 1.5% as of June, said the Korea Life Insurance Association (KLIA).

News - South Korea: United Guaranty and SGIC Announce Alliance to Expand Mortgage Insurance Availability


AIG United Guaranty, whose affiliate companies provide mortgage guaranty insurance (MI) and other financial services to the international housing and lending community and Seoul Guarantee Insurance Company (SGIC), a provider of guarantees for various individuals and firms, have finalised a long-term, exclusive strategic alliance to offer...

News - Taiwan: SKFH Recognises Impairment Losses for 3Q07


Shin Kong Financial Holding Company Limited (“Shin Kong”) announced the recognition of impairment losses arising from investments in Cosmos Bank and tranches C and D of E. Sun Bank’s 2007-02 CBO (Collateralized Bond Obligation) for the quarter ended September 30, 2007.

News - Thailand: Samphan Insurance On Route to Recovery


Samphan Insurance may have found a saviour to rescue it from its financial crisis before the Insurance Commission is forced to take legal action, according to industry sources.

News - Vietnam: Manulife Vietnam Fund Management Co Successfully Closes its Progressive Fund


Manulife Vietnam Fund Management Company has successfully closed the Manulife Progressive Fund (MAFPF1) in September 2007. The fund attracted more than 1000 retail and institutional investors and is now closed for subscription.

News - Vietnam: PetroVietnam Insurance Signs Contract with Russian Firms


As part of its 2007-2015 strategic planning goals, one of which being the expansion of its insurance sector into the global market, PetroVietnam Insurance (PVI) has inked framework agreements with four Russian insurance and reinsurance firms.

Global News - Lloyd's Reports Interim Results

Lloyd’s has announced an interim profit before tax of £1.8 billion (US$3.65 billion) for the six-month period ending 30 June 2007.

Global News - LIMRA and LOMA Boards Agree to Unite; Members to Vote


The boards of directors of the Life Insurance and Market Research Association (LIMRA International) and Life Office Management Association (LOMA) have approved the proposal to unite two of the world’s largest insurance and financial services trade organisations and will submit a recommendation to their members for a decisive vote.

Global News - Strike Club Reports on Summer Stoppages


In spite of continued strong freight markets, shipping operations during recent months were plagued by strikes and other triggers for delays, said the Strike Club, the market leader and mutual one-stop shop for delay cover which this year is celebrating its 50th anniversary.

Global News - Munich Re Group Launches New Sustainability Portal on the Internet


Munich Re launched a new Internet portal to provide detailed and transparent information on its strategies and projects in the area of sustainability.