Amid a surge in bear-related incidents in Japan, Tokio Marine & Nichido Fire Insurance Co. has introduced a new insurance product to support local governments ahead of a legal change expanding the use of hunting rifles in urban areas. Starting in September, revisions to the Wildlife Protection, Control, and Hunting Management Act will permit municipal employees and licensed hunters to use rifles to cull dangerous wild animals, such as bears and wild boars, in populated areas, provided specific safety conditions are met.