Drivers aged 65 and above were involved in the highest number of motor insurance claims in Australia during 2025, according to the latest AAMI Crash Index, highlighting differing claims trends across age groups and regions.
News.com.au reported that the annual index analysed around 394,000 motor insurance claims lodged during 2025 and found that male drivers were responsible for more incidents than female drivers.
Nationally, drivers aged over 65 accounted for the largest share of claims.
The insurer's data showed motorists aged 65 and above recorded the highest number of claims in New South Wales, Victoria, South Australia, Western Australia and Tasmania.
However, the trend was not consistent across the country.
In Queensland, drivers aged between 45 and 54 accounted for the highest number of claims, while motorists aged 35 to 44 topped the list in both the Australian Capital Territory and the Northern Territory.
According to AAMI's previous Crash Index, drivers aged 65 and above accounted for 26% of all insurance claims in 2024, the highest proportion among all age groups, news.com.au reported.
The claims data differs from Australia's broader road safety statistics.
Government figures for the 12 months to June 2026 showed that people aged 25 to 44 accounted for 30% of road fatalities, followed by those aged 45 to 64 at 24.2%.
Meanwhile, fatalities among people aged 65 to 79 declined the most year on year, while deaths involving those aged 25 to 44 recorded the largest increase.
The insurer attributed many of the incidents to common driving behaviours, including following too closely, braking late, misjudging turns and failing to anticipate changing traffic conditions, rather than age alone.