Tokio Marine Kiln (TMK), a leading specialist insurer, has launched Enterprise Ctrl, a comprehensive enterprise errors and omissions (E&O) insurance solution that enhances the recently launched TMK Cyber Ctrl+ suite.
This first-of-its-kind integrated offering provides enhanced cyber, technology E&O, media and intellectual property coverage under one policy, reducing the risk of coverage gaps and addressing the digital risks facing modern businesses.
The professional services landscape has fundamentally evolved. Third party suppliers underpin the daily operations of businesses around the world. Recent high-profile incidents demonstrate the need for integrated coverage which respond to cyber liability, business interruption, and professional liability claims simultaneously.
The comprehensive Enterprise Ctrl suite addresses the market's overlooked E&O exposures while recognising that modern enterprises increasingly hold their value in intangible assets and intellectual property.
Features include:
- Integrated technology E&O coverage for software development, consulting services, and digital platform providers, with affirmative coverage for AI services and technology implementations
- Comprehensive cyber liability protection seamlessly integrated without coverage gaps or policy disputes, including business interruption, privacy breach response, and regulatory proceedings
- Intellectual property defence coverage protecting against patent infringement and trade secret misappropriation allegations arising from professional services
- Technology supply chain protection addressing the growing threat of attacks on service providers that impact multiple downstream clients
The offering targets both traditional technology companies as well as professional services and consulting businesses providing technology-enabled services to clients.
TMK departmental head of cyber and enterprise Risk Laila Khudairi, said that they are seeing more technology companies targeted specifically because they represent concentrated risk points in the supply chain. “When these providers are compromised, the resulting claims cross traditional coverage boundaries. Enterprise Ctrl is the latest example of our commitment to innovation, addressing underserved market needs and driving the next generation of cyber insurance,” she said.
TMK head of technology and media E&O Thomas McShane said that the risk landscape has evolved and blurred the lines between traditional insurance business lines and our Enterprise Ctrl approach brings clarity by recognising cyber incidents, professional service failures, and IP disputes as interconnected risks, central to how modern businesses operate and create value.
"Every company is now a tech company in some form. When these technology dependencies create vulnerabilities and systems fail, businesses face risks that traditional fragmented coverage approaches simply cannot address effectively. Enterprise Ctrl eliminates the coverage disputes and gaps by providing comprehensive protection under a single policy," he said.
TMK has been providing cyber insurance since 2003 and has paid more than $500m in cyber claims. TMK has received the Gracechurch Service Quality Marque for its ‘outstanding’ claims service for nine consecutive years?(2017-2025), positioning the company as a trusted partner for complex, integrated?coverage solutions.?