The Malaysian Medical Association (MMA) has said that doctors awaiting their 2026 Annual Practising Certificates (APC) will remain fully covered for professional indemnity during the interim period till they receive their APC.
In a press statement MMA president Datuk Dr Thirunavukarasu Rajoo said that both Medical Protection Society (MPS) and MEDEFEND have formally confirmed continuous indemnity coverage for doctors who submitted complete APC applications by 31 December 2025.
The confirmation addresses critical concerns raised by private general practitioners and specialists who have been caught in uncertainty following delays in the Malaysian Medical Council’s (MMC) processing of APC applications for 2026.
More than 14,000 doctors are estimated to be affected by the delay, which has left medical practitioners uncertain about their legal status and professional liability protection despite having fulfilled all statutory requirements.
According to the MMA statement, the indemnity coverage applies to doctors who meet two key conditions:
First, they must have received certification of indemnity for the period commencing 1 January 2026.
Second, they must have submitted their APC applications to MMC by 31 December 2025. These doctors will continue being fully indemnified under their policies or terms of membership during this interim period.