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Jul 2025

Cover Story: Life Insurance - Institutionalisation of Risk Management in Life Insurance

Source: Asia Insurance Review | Apr 2008


One of the major concerns of regulators, management and customers in the life insurance industry is the efficiency in management of risk, particularly in view of the long-term nature of asset/liability management. The rapid changes around the world of late have made it difficult for information systems and management practices to capture fully the potential trend and direction of uncertainty, which results in an adverse impact on enterprise-level performance. In this article, Dr H Sadhak, the Chief Executive Officer of LIC Pension Fund Ltd, urges companies to recognise the emerging risks in the industry and institutionalise risk management practices separately from operational functions.

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