The 2019 Cigna 360 wellbeing survey found that half of its respondents felt prepared for older age, with those holding insurance policies and living in emerging markets feeling more financially optimistic. Survey results showed that financial positivity and ownership of insurance are being regarded as major factors in old age readiness, especially in emerging markets. Fifty-four per cent of insurance owners feel ready to look after the financial well-being of their family compared to 38% of non-insurance owners. Meanwhile, 59% of insurance owners feel more financially independent compared to 42% of non-insurance owners.