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Apr 2025

Country Profile - Malaysia: A Market in Transition

Source: Asia Insurance Review | Oct 2007

Indigenous local insurers in Malaysia’s life market are fast disappearing as companies begin to feel the heat from on-going liberalisation measures and are rapidly joining forces with foreign partners. This trend is in line with Bank Negara’s widely publicised goal for the industry to consolidate and strengthen as it gears up for the implementation of risk based capital (RBC) in 2009. In this special market spotlight to coincide with the Pacific Insurance Congress in Kuala Lumpur later this month, we speak to life insurers in the country to find out how they are coping, as they come to grips with challenges of a rapidly liberalising market and greater competition from Takaful.

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